Home Warranty Of America Plans : House Plans

How Much Are Home Warranty Of America Plans?

The cost of a Home Warranty of America (HOW) plan depends on several factors, including the plan level, the size of your home, the location, and the deductible you choose. HOW offers three plan levels, each with different coverage options and costs:

Premier plan: This is the most comprehensive plan and covers a wide range of appliances and systems, including heating, cooling, plumbing, electrical, and major appliances.
Preferred plan: This plan covers most of the same items as the Premier plan, but with some exclusions, such as pool and spa equipment.
Essential plan: This is the most basic plan and covers only major appliances, such as refrigerators, stoves, and dishwashers.

The size of your home will also affect the cost of your plan, as larger homes require more coverage. The location of your home can also impact the cost, as some areas have higher service costs than others.

Finally, the deductible you choose will affect the cost of your plan. A higher deductible will result in a lower monthly premium, but you will be responsible for paying more out of pocket when you file a claim. HOW offers deductibles of $50, $75, and $100.

To get a specific quote for a HOW plan, you can call or email the company or visit their website. HOW also offers a free online quote tool that allows you to compare plans and prices.

Is Home Warranty of America a Good Company?

Home Warranty of America (HOW) is a reputable company with over 40 years of experience in the home warranty industry. The company has an A+ rating from the Better Business Bureau (BBB) and has been accredited by the BBB since 1983. HOW also has a 4.5-star rating on Trustpilot, based on over 12,000 reviews.

Customers generally praise HOW for its responsive customer service, quick claims processing, and comprehensive coverage. However, some customers have complained about the cost of HOW plans and the occasional difficulty in getting repairs approved.

Overall, HOW is a good company with a solid reputation and a wide range of coverage options. However, it is important to compare plans and prices from multiple companies before making a decision.

What Does Home Warranty of America Cover?

Home Warranty of America (HOW) offers three plan levels, each with different coverage options. The Premier plan is the most comprehensive and covers a wide range of appliances and systems, including:

Heating
Cooling
Plumbing
Electrical
Major appliances (refrigerators, stoves, dishwashers, etc.)
Pool and spa equipment

The Preferred plan covers most of the same items as the Premier plan, but with some exclusions, such as pool and spa equipment. The Essential plan covers only major appliances.

HOW also offers optional coverage for additional items, such as roof leaks, septic tanks, and well pumps.

It is important to note that HOW plans do not cover normal wear and tear, pre-existing conditions, or cosmetic issues. For a complete list of what is and is not covered, please refer to the HOW plan documents.

How to File a Claim with Home Warranty of America

To file a claim with Home Warranty of America (HOW), you can call the company's toll-free number or submit a claim online. You will need to provide your policy number, the date of the breakdown, and a description of the problem.

HOW will then assign a qualified technician to your home to diagnose and repair the problem. The technician will typically arrive within 24 to 48 hours of your claim being filed.

If the repair is covered by your plan, HOW will pay the technician directly. You will only be responsible for paying the deductible.

HOW also offers a 24/7 emergency hotline for urgent repairs. If you have a covered emergency, such as a broken water heater or a power outage, you can call the hotline to get immediate assistance.